{"students":[{"student_id":"anna","full_name":"Анна Синтетикова","group":"CS-101","gpa":4.75,"debts_count":0,"scholarship_category":"enhanced","risk_level":"normal","justification":"0 debts, no satisfactory grades → enhanced; normal risk."},{"student_id":"boris","full_name":"Борис Синтетиков","group":"CS-101","gpa":3.57,"debts_count":0,"scholarship_category":"basic","risk_level":"normal","justification":"0 debts but a satisfactory grade present → basic; normal risk."},{"student_id":"victor","full_name":"Виктор Синтетиков","group":"CS-102","gpa":3.71,"debts_count":1,"scholarship_category":"none","risk_level":"warning","justification":"1 debt (Networks: unsatisfactory) → none; warning risk."},{"student_id":"galina","full_name":"Галина Синтетикова","group":"CS-102","gpa":2,"debts_count":3,"scholarship_category":"none","risk_level":"critical","justification":"3 debts (Math: unsatisfactory, Physics: unsatisfactory, Thesis: unsatisfactory) → none; critical risk."},{"student_id":"dmitry","full_name":"Дмитрий Синтетиков","group":"CS-103","gpa":4.56,"debts_count":1,"scholarship_category":"none","risk_level":"warning","justification":"1 debt (Internship: failed) → none; warning risk."}],"summary":{"by_scholarship_category":{"enhanced":1,"basic":1,"none":3},"by_risk_level":{"normal":2,"warning":2,"critical":1}}}